Last night at the Thousand Points of Light banquet Garth Brooks stated, “If you do not have love in your life, you have to look at yourself about why” I became involved with this organization following Superstorm Sandy and still remain an active supporter because the basic philosophy is so fundamental to whom we should strive to be.
Continue Reading Can You Help Just One of The Thousand Points of Light? Why We Should Help United Policyholders

Chip Merlin & Guy Cohen

Public adjuster Guy Cohen and I discussed various issues of property insurance and adjustment at a recent lunch. He raised a very serious topic of coverage gaps being created in the small print of property insurance policies which Florida insurance regulators are allowing to be sold. He thinks that these coverage gaps are the most serious issues facing insurance consumers. He is not alone.
Continue Reading The New Water Damage Limitation and Other Non-Traditional Coverage Gaps

The San Francisco Trial Lawyers Association is the largest and oldest Association of consumer attorneys in the San Francisco Bay area. Every year they honor a member as the Trial Lawyer of The Year, the Judge of The Year, and a New Lawyer of the Year. The Association’s past presidents include some of the best American trial lawyers to have ever practiced in the courtroom.
Continue Reading Dan Veroff Named Outstanding New Lawyer By The San Francisco Trial Lawyers Association

Amy Bach

Amy Bach is on the side of angels when it comes to fighting for policyholder rights. She is the Executive Director of United Policyholders which is the nation’s largest not for profit advocacy. She and her staff have spent considerable time in Florida educating the public and Florida lawmakers about insurance and sound public policy impacting the Florida insurance landscape.
Continue Reading United Policyholders Warns Floridians About Bad Proposed Insurance Laws

Victor Jacobellis, Amy Bach, Chip Merlin, & Stephanie Poli

United Policyholders is the largest and oldest charitable organization serving the interests of policyholders. The photo above shows us with Amy Bach at Monday night’s Tee UP 2018 fundraising event for United Policyholders in San Francisco.
Continue Reading Roadmap to Recovery—United Policyholders Dedication to Disaster Relief

After a disaster, United Policyholders is always a good resource to review for policyholders and family members of those with a home or business affected by the hurricane. This non-profit organization has many programs and services that may guide you in the aftermath of a storm when stress levels are high, and you have many questions.
Continue Reading Hurricane Florence Online Resources Available from United Policyholders

Chase Mathis

Chase Mathis called me on Tuesday morning as soon as my plane touched down in New Jersey to ask if he could be interviewed by a San Francisco radio station about the insurance issues those suffering from the California wildfires were facing. He explained the radio station called and wanted him to answer certain questions about insurance issues facing California wineries and policyholders. While Chase is a young star attorney in the Merlin Law Group, he is also located in New Jersey and has not litigated losses in California. So, I said “sure, but be certain to pull all the research our firm has been doing over the last couple of weeks regarding this disaster before the interview.”
Continue Reading California Wildfire Insurance Questions, Claims and Recovery

Amy Bach of United Policyholders and Paula Palozzi, Associate Director of the Rhode Island Department of Business Regulation, Insurance Division, held a seminar at the First Party Claims Conference and called on aggrieved policyholders to file written complaints with departments of insurance. Palozzi explained that when insurance companies pay too little, a written complaint about a low paying claims adjuster may allow a new set of eyes to set the matter straight and call attention to the possibility of a market conduct study if insurers are repetitively making the same claims handling mistake.
Continue Reading Hurricane Irma Policyholders Should File a Written Complaint About Slow, No or Low Paying Claims Insurance Adjusters

Amy Bach of United Policyholders was honored as the Consumer Champion by the Florida Association for Insurance Reform. I was privileged to deliver the introduction for Amy as seen in the above video. Merlin Law Group has been an active and long-time financial and pro bono supporter of United Policyholders. We also applaud the efforts of the Florida Association for Insurance Reform (FAIR), led by Jay Neal.
Continue Reading Amy Bach Honored by the Florida Association for Insurance Reform