American Association of Public Insurance Adjusters

This Friday, October 11 at 12:30 p.m. EST, Holly Soffer, who is the general counsel of the American Association of Public Insurance Adjusters (AAPIA), and I will co-host a free live webinar on the subject of coverage gaps and what can be done to stop this problem. Rutgers insurance law professor Jay Feinman, author of, Delay, Deny, Defend – Why Insurance Companies Don’t Pay Claims And What You Can Do About It, will have a guest video appearance on the topic.
Continue Reading

Holly Soffer

Holly Soffer is General Counsel to the American Association of Public Insurance Adjusters (AAPIA). Strangely enough, we met and started a dialogue about Insurance Coverage Gaps at a half-day leadership conference hosted by the National Association of Public Insurance Adjusters (NAPIA).
Continue Reading

Chip Merlin & Guy Cohen

Public adjuster Guy Cohen and I discussed various issues of property insurance and adjustment at a recent lunch. He raised a very serious topic of coverage gaps being created in the small print of property insurance policies which Florida insurance regulators are allowing to be sold. He thinks that these coverage gaps are the most serious issues facing insurance consumers. He is not alone.
Continue Reading

Pennsylvania experienced an intense hail storm at the end of May. The storm damage from one day in 2014 was worse than the average year of hail damage for the Keystone State. Merlin Law Group knows that insurance companies should promptly and properly respond to hail claims, but all too often we see these claims improperly adjusted. Hail damage is a peril that can cause damage blatantly obvious (every car in the parking lot was honored with a smashed windshield) or, the damage can be more discreet but still extremely harmful to property, especially with hail damage to roofs.


Continue Reading

Gene Veno of the American Association of Public Adjusters recently sent out an alert about a neighborhood suffering severe sinkhole damage. We often see these reports for Florida and Tennessee – but Harrisburg, Pennsylvania is now suffering from sinkhole losses. Similar to the Sunshine State, Pennsylvania is one of the top states at risk for sinkholes and sinkhole activity associated with dissolving limestone. According to William White, Penn State University emeritus professor of geochemistry, the riskiest areas for these cover-subsidence sinkholes in Pennsylvania include the limestone valleys through central Pennsylvania – around State College, and also from the Maryland line up through Harrisburg and east to Allentown and Lancaster.1


Continue Reading

Sometimes we have experiences that give us a better perspective on reality. In this busy world with constant deadlines, stress, and email, it is important to take a step back and remember that life is short and we should be sure to consider our safety and well being as we travel through our busy days.


Continue Reading

AAPIA’s lobbying efforts in the Pennsylvania Legislature have been successful. As I mentioned a week ago in AAPIA Defends Rights of Public Insurance Adjusters in Pennsylvania Legislature, AAPIA was lobbying against a proposed amendment that would make certain instances of neglect or incompetence a third degree felony. A new version of the amendment