Chip Merlin and FAPIA Executive Director Nancy Dominguez

The largest public adjuster conferences are with the Florida Association of Public Insurance Adjusters (FAPIA). Nancy Dominguez is the Executive Director pictured with me at this past weekend’s conference. Two major themes resonated at the conference—insurance protection gaps and forgotten catastrophe-victim policyholders.
Continue Reading Insurance Protection Gaps and Forgotten Policyholders are Major Topics at FAPIA

This Friday, October 11 at 12:30 p.m. EST, Holly Soffer, who is the general counsel of the American Association of Public Insurance Adjusters (AAPIA), and I will co-host a free live webinar on the subject of coverage gaps and what can be done to stop this problem. Rutgers insurance law professor Jay Feinman, author of, Delay, Deny, Defend – Why Insurance Companies Don’t Pay Claims And What You Can Do About It, will have a guest video appearance on the topic.
Continue Reading Insurance Gaps Are Killing Policyholders, Your Business and Your Ability to Restore Damaged Property—Sign Up For This Friday’s Insurance Gaps Seminar

Rutgers Law Professor Jay Feinman has written an excellent paper regarding insurance protection gaps (of which insurance gaps are a subset) involving residential structures: The Protection Gap in Homeowners Insurance: An Introduction. I recently mentioned this emerging issue in, Coverage Gaps Plague Policyholders! Merlin Law Group and AAPIA Host Webinar Explaining What Is Being Done To Fight This Problem.
Continue Reading Insurance Coverage Gaps—An Increasing Insurance Crisis Which Needs To Be Addressed and Stopped

Holly Soffer

Holly Soffer is General Counsel to the American Association of Public Insurance Adjusters (AAPIA). Strangely enough, we met and started a dialogue about Insurance Coverage Gaps at a half-day leadership conference hosted by the National Association of Public Insurance Adjusters (NAPIA).
Continue Reading Coverage Gaps Plague Policyholders! Merlin Law Group and AAPIA Host Webinar Explaining What Is Being Done To Fight This Problem

Chip Merlin & Guy Cohen

Public adjuster Guy Cohen and I discussed various issues of property insurance and adjustment at a recent lunch. He raised a very serious topic of coverage gaps being created in the small print of property insurance policies which Florida insurance regulators are allowing to be sold. He thinks that these coverage gaps are the most serious issues facing insurance consumers. He is not alone.
Continue Reading The New Water Damage Limitation and Other Non-Traditional Coverage Gaps

AAPIA’s lobbying efforts in the Pennsylvania Legislature have been successful. As I mentioned a week ago in AAPIA Defends Rights of Public Insurance Adjusters in Pennsylvania Legislature, AAPIA was lobbying against a proposed amendment that would make certain instances of neglect or incompetence a third degree felony. A new version of the amendment

The American Association of Public Insurance Adjusters (AAPIA) testified and presented an amendment to a proposed bill before the Pennsylvania House Insurance Committee yesterday. The bill was tabled to consider the proposed amendment. Gene Veno President of AAPIA made the presentation before the committee and reported that he:

Continue Reading AAPIA Defends Rights of Public Insurance Adjusters in Pennsylvania Legislature