Coverage A vs. Coverage B – Court Rejects Carrier’s Attempt to Reclassify Attached Structures

In Anytime Restoration Services of Florida, Inc. v. Citizens Property Insurance Corp., 1 Florida’s Third District Court of Appeal delivered a strong reminder: carriers cannot artificially reclassify damage to limit coverage when the policy language says otherwise. After a vehicle crashed into a home, damaging an iron fence attached to the dwelling, the insurer denied … Continue reading Coverage A vs. Coverage B – Court Rejects Carrier’s Attempt to Reclassify Attached Structures