Michael Buonocore

Michael Buonocore Michael T. Buonocore focuses his practice of law in first party property damage cases and bad faith insurance litigation. He is a former plaintiff’s personal injury attorney of Seigel Law, LLC in Ridgewood, New Jersey. Michael is also formerly an insurance defense attorney from Liberty Mutual Insurance Company. He uses the experience gained while working as both a defense and plaintiff’s lawyer to be a zealous advocate for those who were cheated by their insurance companies from the monies and compensation they deserve. Read More...

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Life Mimics Art or Is It the Other Way Around? Insurable Interest and Risk of Loss Are Always Part of Insurance Coverage

Recently, my fiancé and I watched the Season 3 premier of Divorce on HBO. It’s sort of a guilty pleasure. I admit, at first, I was hesitant when my fiancé recommended I watch. But, one episode in and I was hooked. It’s funny, witty, snarky, and overall relatable for many people. If you haven’t watched … Continue Reading

Pennsylvania Unfair Insurance Practices Act

Every state has laws that prohibit unfair, discriminatory, or deceptive insurance practices. These regulations are normally encompassed as statutes or regulations enacted to protect insurance consumers. Pennsylvania has a statute enacted called the “Unfair Insurance Practices Act,”1 This law gives the consumer the right to file complaints against their insurance company to be investigated by … Continue Reading

How to File A Complaint with the Maryland Insurance Administration About Your Denying, Delaying and Bad Treating Insurance Company

Maryland suffers from a wide breadth of property damage claims. Most notably, floods, fires, and storm surges. Maryland residents should always be mindful of their property insurance policy and the coverage it affords and the potential perils that are excluded. If you believe you have suffered a covered loss that your insurance company is denying, … Continue Reading

How to File A Complaint with the New Jersey Department of Banking and Insurance About Your Denying, Delaying and Bad Treating Insurance Company

New Jersey suffers from a wide breadth of property damage claims. The most common of them being flood, fire, frozen and/or burst pipes, water damage from appliance leaks and damage from storms. New Jersey residents should always be mindful of their homeowners insurance policy and the protections it affords and coverage that is excluded.… Continue Reading

Appraisal: Competent, Disinterested and Impartial. Are appraisers and Umpires Ever Actually Any of the Three?

Recently, I presented at the Professional Public Adjusters Association of New Jersey educational conference on the area of insurance appraisal to roughly 30 public adjusters. During my preparation, I reviewed current and past appraisal provisions contained within standard insurance policies. In my research, I found some very interesting differences contained within insurance policy appraisal provisions … Continue Reading

Bigwigs Versus Actual Wigs – Who Wins?

In a recent unpublished Appellate Division case in New Jersey,1 AIG was held not responsible for a wig and beauty distributor’s business loss claim. Beauty Plus, a wholesale distributor of human hair wigs and other beauty products had a shipment of 487 cartons of human hair wigs stolen from their Moonachie, New Jersey, warehouse back … Continue Reading