J. Ryan Fowler

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When Is “Too Late” for an Insurance Company to Invoke Appraisal?

I often take calls from potential clients and public adjusters frustrated with an insurance company that has denied, delayed and then underpaid a claim and then ultimately invoked appraisal. Often the insured or public adjuster states that multiple inspections have taken place with substantial correspondence between the parties and the question is, “can the insurance … Continue Reading

When Is a Demand for Appraisal Too Late?

I often hear from insureds that have been negotiating with their insurance company for a period of time when the insurer suddenly demands appraisal. The insureds do not want to go to appraisal and the first question is always, “Can the insurance company do that?” followed by “This claim has been going on for months, … Continue Reading

FEMA Relief for the Houses of Worship that Provide Hurricane Relief?

Hurricane Harvey brought unprecedented flooding and destruction to Texas. Three churches have sued the Federal Emergency Management Agency (FEMA) seeking the ability to be awarded disaster relief grants available to other non-profit entities. In Harvest Family Church v. FEMA, three Texas churches damaged by Harvey are taking on a FEMA policy that does not allow … Continue Reading
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