Time Limitations for Civil Authority Coverage – Understanding Business Coverage, Part 77

Civil Authority provisions normally provide coverage for business income losses when access to an insured premises is prohibited by a governmental action. This coverage, however, is not easily triggered, and it will also be subject to time restrictions. In Abner, Herrman & Brock, Inc. v. Great Northern Insurance Company, 308 F. Supp. 2d 331, 333…