Tag Archives: Hurricane Matthew

Florida Hurricane Matthew Claims – Payment of Undisputed Amounts

States differ regarding the time frame required for a first-party property insurance carrier to pay undisputed amounts on a claim. In Florida, for a residential first-party property insurance claim, the carrier is required to pay undisputed amounts within 90 days after receipt of notice of the claim, if these three things have occurred:1 The insurer … Continue Reading

Did You Miss the Hurricane Matthew Meeting with Florida CFO Jeff Atwater?

We almost did too, because of the lack of notice and advertisement. But Lynn McCartney from the Florida Justice Association emailed the information to us just in time. Here is the Nov. 30th press release: FOR IMMEDIATE RELEASE November 30, 2016 Contact: Ashley Carr, CFO Atwater (850) 413 – 2842 Contact: Amy Bogner, Commissioner Altmaier … Continue Reading

North Carolina Disaster Assistance Deadline for Survivors of Hurricane Matthew Extended to January 9, 2017

FEMA has approved a 31-day extension for Hurricane Matthew survivors to apply for federal disaster assistance. Survivors now have until January 9, 2017, to register with FEMA. The new deadline also applies to homeowners, renters and businesses submitting applications for low-interest disaster loans from the U.S. Small Business Administration.… Continue Reading

Non-U.S. Citizens Can Apply for FEMA Assistance

Recently, FEMA announced that North Carolina residents who are non-U.S. citizens and survivors of Hurricane Matthew can apply for disaster assistance if they have a social security number or permanent resident card (green card) or if a minor child who lives in the household has a Social Security number.… Continue Reading

Where Do I Mail the Signed NFIP Proof of Loss?

At the Florida Association of Public Insurance Adjusters (FAPIA) Fall Conference last week, I was speaking with a public adjuster about the impeding 60-day deadline for his clients to submit their signed, sworn, proofs of loss for Hurricane Matthew flood claims. For public adjusters who have not handled many flood claims in the past, this … Continue Reading

Hurricane Matthew Updates Via Email

If you or your clients have suffered a flood loss, it is critical that the proof of loss is properly filled out and promptly submitted. In recent seminars, Chip Merlin has addressed Hurricane Matthew damages caused by both wind and flood. In the seminars he specifically details how handling flood losses differ greatly from handling … Continue Reading

State Farm Operation Guidelines Regarding Wind and Hail Damage to Composition Roofs

Insurance companies routinely have instructions for their claims adjusters on how to adjust various types of losses. State Farm has some of the most detailed claims guidelines in the industry. I have often stated that for first-party claims, relevant claims guidelines should also be provided to the policyholders who suffer losses. Why not?… Continue Reading

Quick Tips and Useful Links – Hurricane Matthew

The devastation that occurs from natural disasters such as Hurricane Matthew is unexpected and overwhelming. Natural disasters take a huge emotional toll on the human psyche and can drastically affect a person’s ability to function and cope. Initial feelings of shock and denial can quickly give way to a hyper-emotional state that could include debilitating … Continue Reading

Assistance for North Carolina Individuals and Businesses affected by Hurricane Matthew

In the wake of Hurricane Matthews, President Obama declared a “major disaster” for North Carolina. As such, on October 10, 2016, FEMA announced that federal disaster assistance is available to residents of the State of North Carolina to supplement recovery efforts in the areas affected by Hurricane Matthew. Specifically, funding will be available to affected … Continue Reading

Hurricane Matthew – Personal Property Claims

In a catastrophic event like Hurricane Matthew, often insurance adjusters are spread thin with a large number of claims and time pressures to close claims. The insurance adjuster that comes to your home or business will likely not have the time to give your claim the attention it deserves. Even worse, personal property and business … Continue Reading
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