Jason Cieri

Subscribe to all posts by Jason Cieri

Chubb Awarded $12.3 Million in Insurance Fraud Scheme

Chubb Corporation has a good reputation in the insurance industry for fairly handling claims and paying insureds what they are owed. Chubb fell victim to an overzealous adjuster, Dennis Sorge, who was colluding with a contractor he hired to estimate repair costs. The contractor, Paul H. Mertz Jr., would inflate the estimates and then Sorge … Continue Reading

Well…Another Bad Faith Case in Massachusetts

Shaun Harrington was subcontracted to install a well on the McLaughlins’ property (sorry for the bad pun in the title). Unfortunately, in July and August of 2003, this well starting pumping salt water onto the McLaughlin’s irrigation system causing extensive damage. A claim was submitted to Harrington’s insurer, American States Insurance Company (ASIC) on November … Continue Reading

Former Director of Hi-Rise Engineering is Indicted in New York

Former director of Hi-Rise Engineering, Matthew Pappalardo was indicted on a 50-count indictment stemming from Hi-Rise’s role in altering their engineering reports to defraud policyholders from monies owed due to Superstorm Sandy damage. Contained within the indictment were 25 counts of Forgery in the second degree, in violation of Penal Law Sect. 170.10(1) and 25 … Continue Reading

Connecticut Values Actual Cash Value as Replacement Cost Value Minus Depreciation

The Broad Evidence Rule has been used in Connecticut to calculate Actual Cash Value (ACV) on property damage cases since 1959.1 That all changed in 2011 when the Connecticut House of Representatives passed Substitute House Bill No. 6238. This bill nullified the Broad Evidence Rule and instead calculated ACV for homeowners and commercial risk insurance … Continue Reading

What is the Date of Loss for Additional Living Expenses

In this unreported New York decision,1 Steven Hirth filed suit for breach of contract on a homeowner’s insurance policy after American Insurance Company (AIC) denied coverage for additional living expenses (ALE). On August 12, 2012 Hirth’s apartment sustained water damage when another apartment in his building had a water issue that damaged Mr. Hirth’s apartment … Continue Reading

First Sandy, Now Jonas?

For those of us still reeling from Superstorm Sandy, Nor’easter Jonas was not a welcomed sight. Early reports of Jonas indicated it would hit the Eastern shore around high tide and that flooding was a distinct possibility. Since Superstorm Sandy, many coastal communities along the shore have been rebuilding their beaches and protective sand dunes … Continue Reading

New York City Appeals FEMA Flood Maps

New York City has filed a technical appeal of the Preliminary Flood Insurance Rate Maps (FIRMS). FIRMS are official maps of a community that displays the floodplains which FEMA then uses to determine your base flood elevation or risk premium zone. FIRMS display areas that fall within the 100-year flood boundary. Areas that fall within … Continue Reading

FEMA Extends Deadline to Request Hurricane Sandy Claims Review

While we are all preparing for the possibility of Hurricane or (hopefully) Tropical Storm Joaquin hitting the tri-state area, many east coast residents are still recovering from Superstorm Sandy. To assist people who missed the previous September 15th deadline, FEMA has now extended the deadline to re-open your Sandy claim to October 15th. Additionally, the … Continue Reading

Governor Cuomo asks HUD to waive DOB for Sandy victims

On August 13th, Governor Cuomo asked U.S. Housing and Urban Development Secretary Julian Castro to waive the Duplications of benefits regulation for homeowners affected by Superstorm Sandy. Duplication of benefits arises when a policyholder is paid for their property loss from one source (ie insurance carrier or government run program) and receive additional funding from … Continue Reading

Force-Placed Insurance Class Action Survives Motion to Dismiss

I recently blogged about the issues regarding forced-placed insurance policies, how you can prevent them, and why insurance companies benefit from these types of policies. On August 6, 2015, U.S. District Judge Kenneth Marra denied a motion by Deutsche National Bank Trust and the American Home Mortgage Investment Trust (AHMSI) ruling that homeowners could pursue … Continue Reading

Surround Yourself with the Right People

This past Sunday, my family met my work family. My parents, my girlfriend, and I had brunch with Chip Merlin and Mary Fortson in Tampa (see picture below). It was a perfect setting at Oystercatchers and the food was even better than the ambiance. The reason I’m telling you this is because my work family … Continue Reading
LexBlog