Archives: Consumer Protection

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Essential Property Insurance Coverage Information Withheld from Consumers

An April 2017 report by United Policyholders reveals the state rankings of homeowner insurance protections that impact buying insurance. The research revealed that many major insurance companies and many states withhold coverage and policy provisions from consumers during the purchase. These same companies and states also withhold payment information.… Continue Reading

State Legislation Regarding Property Insurance is Filed All Over the Country

Merlin Law Group has recently entered into a custom service with our online legal research vendor to provide updates on proposed property insurance legislation, regulations, and insurance commissioner bulletins. The reason is we have done this is because of the increased number of proposed bills and changes in administrative law from the departments of insurance. … Continue Reading

Insurance Bulletins Can Help Consumers Looking for Full Recovery

Rarely do insurance commissioner bulletins warn insurance companies of paying too much or that consumers are not entitled to insurance benefits. Most departments of insurance only write bulletins because insurance company adjusters pay far too less to similarly situated consumers suffering from the same loss.  Of course, insurance company lobbyists now go into overdrive to … Continue Reading

Property Claim Help – a Click Away

This post is dedicated to one thing: the Florida Consumer Claim Complaint form. If you have property in Florida that is damaged and you feel the claim is not being handled in the correct way by your insurer or something is not quite right, please log your complaint with the State. Without filing a consumer … Continue Reading

State Farm Claims Whistleblowers Win in United States Supreme Court and May Get Additional Evidence of Wrongdoing

The Rigsby sisters have now prevailed in the highest court of the land in their decade long fight against State Farm.1 The Rigsby sisters were catastrophe adjusters working for State Farm on Hurricane Katrina claims. I have noted this case for some time: The Insurance Adjuster’s Dilemma: Tell the Truth and Face the Consequences By … Continue Reading

Did You Miss the Hurricane Matthew Meeting with Florida CFO Jeff Atwater?

We almost did too, because of the lack of notice and advertisement. But Lynn McCartney from the Florida Justice Association emailed the information to us just in time. Here is the Nov. 30th press release: FOR IMMEDIATE RELEASE November 30, 2016 Contact: Ashley Carr, CFO Atwater (850) 413 – 2842 Contact: Amy Bogner, Commissioner Altmaier … Continue Reading

Rutgers Law School and United Policyholders Launch Essential Protections for Policyholders Project

    If you have spent time handling your own insurance claim or are fortunate enough to represent policyholders in claims with their insruance carriers, you know that not all insurance companies are created equally. Some treat their customers very well. Some don’t. Likewise, not all states are equal when it comes to laws that … Continue Reading

Quick Tips and Useful Links – Hurricane Matthew

The devastation that occurs from natural disasters such as Hurricane Matthew is unexpected and overwhelming. Natural disasters take a huge emotional toll on the human psyche and can drastically affect a person’s ability to function and cope. Initial feelings of shock and denial can quickly give way to a hyper-emotional state that could include debilitating … Continue Reading

Insurance Industry Pulling End Around on Texas Policyholders: Carrier Asking TDI to Approve Pre-Dispute Arbitration Clause in Policy Form

I am using this blog to get the word our to all persons in Texas who care about working Texans and Texas businesses who pay insurance premiums every day. Please read below from Alex Winslow of Texas Watch and please go on the Texas Watch website and oppose this type of policy. I emailed Alex … Continue Reading

Policyholders Should Carefully Pick Their Lawyers — Voss Law Firm Loses Hundreds of Hurricane Lawsuits

In this day of lawyer Internet advertising, policyholders should carefully consider the lawyers they select. Most of my policyholder lawyer colleagues I have met and worked with over the years doing this type of property insurance litigation are hard-working and ethical. But some other law firms that rely heavily on advertising utterly fail, and cause … Continue Reading
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